ITIN for Stripe
ITIN for Stripe — often not needed, sometimes essential
Most Stripe accounts don’t need your ITIN. A U.S. LLC’s Stripe account runs on the LLC’s EIN, and many non-U.S. individuals certify their foreign status on a W-8BEN instead. You need an ITIN when you personally have to file a U.S. tax return for that income. We tell you which case you’re in before you pay us anything.
- Straight answer on whether your Stripe setup needs an ITIN
- W-7 prepared with the U.S. return it belongs to
- CAA passport certification on a recorded video call
- Status tracking through the IRS wait
- Reply within one business day
- Private service, not the IRS — read our disclaimer
- Passport scan uploadedVerified
- Reason for applying (W-7 box)Verified
- Foreign address verifiedVerified
- Tax return or exception documentsNeeds review
- CAA video verificationPending
This service is built for these situations
You’re a member of a multi-member U.S. LLC
A partnership LLC passes U.S. business income to its foreign members, who file Form 1040-NR — and that return needs an ITIN.
You have to file a 1040-NR for your Stripe income
If your income is effectively connected with a U.S. trade or business, you file a U.S. return and need an ITIN for it.
You’re claiming a tax treaty benefit
Some treaty claims need a U.S. taxpayer ID; Exception 2 in the W-7 instructions covers several of them.
Your spouse or dependents are on your U.S. return
Each person listed on the return needs an SSN or an ITIN.
Your ITIN has expired
An ITIN not used on a return for three years in a row expires; renew it before you file.
You’re not sure
Tell us how your Stripe account is set up. If you don’t need an ITIN, we’ll say so.
Getting an ITIN from outside the U.S. is full of small traps
The IRS rejects a large share of ITIN applications, and most rejections and long delays come from a handful of avoidable mistakes: the wrong documents, a missing tax return or exception proof, or originals lost in the mail.
Common pitfalls
What usually goes wrong when filing alone
- You enter a personal ITIN where Stripe expects your LLC’s EIN, and the business’s tax details fail verification.
- You apply for an ITIN only because Stripe asked for “a tax ID”, without a tax return or exception to attach — so the IRS rejects the W-7.
- You own a multi-member LLC, skip the ITIN, and can’t file the 1040-NR your share of the income requires.
- The name on your W-7 differs from your passport, so later forms don’t match the IRS record.
Our approach
How we prevent each of those problems
- We confirm which ID Stripe needs from you: the LLC’s EIN, a W-8BEN or your own ITIN.
- We only prepare a W-7 when you have a U.S. filing requirement or qualify for an exception.
- With ITIN Complete, the 1040-NR and W-7 are prepared and filed together, as the IRS requires.
- Your W-7 uses your passport name exactly, so every later form lines up.
What we actually do for you
Honest need check
We look at how your Stripe account and business are set up and tell you whether you need an ITIN, an EIN for your LLC, or just a W-8BEN.
W-7 with the right return
When an ITIN is genuinely needed, we prepare the W-7, examine your original passport on a recorded video call and certify a copy for the IRS.
Filing and follow-up
We file your application, track it through the IRS wait, follow up once the IRS window passes and send you the CP565 when your ITIN is assigned.
Compare what each package includes on our ITIN service pricing page.
ITIN for Stripe
Prepared and certified by our CAA team
Get a clear next step for your case
Share your situation and a specialist will reply within one business day. The assessment is free.
- Free to askThe assessment costs nothing. Our packages have fixed prices, fully refundable until we file your W-7.
- Honest directionIf we're not the right fit, we'll say so and point you elsewhere.
- Private by defaultYour details stay with us. We don't sell or share data.
Common questions from non-U.S. applicants
If your question isn't here, contact us — we'll answer honestly, even if the answer is 'this isn't a fit for our service.'
Does Stripe need my ITIN?
Usually not. A Stripe account for a U.S. LLC uses the LLC’s EIN. Non-U.S. individuals are generally asked to certify their foreign status (for example on Form W-8BEN), which doesn’t require an ITIN in most cases. Stripe’s requirements depend on your country and business type, so check its current onboarding guidance.
Do I need an ITIN to get an EIN for my LLC?
An ITIN identifies a person for federal tax purposes; an EIN identifies a business. A foreign-owned LLC can get its EIN without the owner having an ITIN.
When do I really need an ITIN for Stripe income?
When you personally have to file a U.S. federal tax return for it — most commonly as a foreign member of a multi-member LLC taxed as a partnership, filing Form 1040-NR. Form W-7 must be attached to a valid federal income tax return unless you qualify for one of the exceptions listed in the W-7 instructions.
Can I put my ITIN on Stripe instead of an EIN?
Not for an LLC. An ITIN identifies you as a person; your LLC’s Stripe account is set up under the business’s own EIN. Where Stripe asks for details about you as the owner, it verifies you with your own ID documents.
Can I apply for an ITIN without a tax return?
Only if you qualify for an exception. Exceptions 1–5 cover third-party withholding on passive income (including partnership income and bank interest), tax treaty benefits, mortgage interest reporting, dispositions of U.S. real property (FIRPTA), and TD 9363 reporting obligations. Most Stripe sellers don’t fit one, so the W-7 goes with the return.
How long does the ITIN take?
We prepare and certify within 1–3 business days of complete documents and the video verification. The IRS says to allow 7 weeks for an ITIN decision, or 9–11 weeks if you apply during peak season (January 15 – April 30) or from overseas. Nobody — no agent and no paid service — can make the IRS process an ITIN faster.
Ready to get your ITIN without mailing your passport?
Tell us who needs an ITIN and why. A specialist will reply within one business day with the documents you need and a clear plan.
Or email support@itinnumber.io
- Reply within one business dayA specialist reviews your case and outlines a clear plan.
- Free resubmissionPriority and Complete include one free resubmission if the IRS rejects your application.
- Refund before filingChange your mind before we file your W-7? Full refund, no questions.
Two clocks apply to every ITIN. Ours: we prepare and certify your application within 1–3 business days of receiving your documents and completing the video verification. The IRS’s: it says to allow 7 weeks, or 9–11 weeks from January 15 to April 30 or when you apply from abroad — and nobody can speed that up. We track your application through the IRS wait, follow up once the IRS window has passed, and tell you as soon as your ITIN is assigned. All prices are listed in USD with no hidden fees, and payments are made securely by debit or credit card through Razorpay. The IRS charges nothing for the ITIN itself.